A non-warrantable condo is a condominium that fails to meet standard loan guidelines established by Fannie Mae or Freddie Mac. These condos are considered more risky by lenders because of their low owner-occupancy ratios, pending lawsuits, or large commercial space percentages in the project. Buyers therefore may have few financing options and sometimes must use higher down payments a... https://x2mortgage.com/blog/all-about-non-warrantable-condo-loans